Pennsylvania mechanics lien law (along with that of many other states) provides for a procedure for contesting a lien claim that does not comply with the mechanics lien act. A lawyer can review the terms of your lien and present you with any available options to remove the lien. If you own a home, your lender will place a lien on your property until the home mortgage is paid. If there is a federal tax lien on your home, you must satisfy the lien before you can sell or refinance your home. The lender may allow the loan to proceed and require that the lien be paid off from the proceeds of the loan. The Internal Revenue Service routinely files federal liens against taxpayers who have unpaid tax obligations. There are a number of options to satisfy the tax lien. A lien is a legal right or claim against a piece of property by a creditor. But in the last stage of collection you are in, where there are judgments and liens, 30% settlements are just not that common. Once you pay the debt in full, the creditor must execute a lien release to remove the lien against your property. For example, a lien on your home by the Internal Revenue Service (IRS) indicates a debt of federal income taxes. One not recommended way of answering how to stop a lien on your property is: sitting on it. But by filing specific documents with local government offices, the lender becomes a lienholder (the person or organization that files the lien) on your property. Go over the details to remove a lien from your home or other property. To clear up the title, you must pay off the lien. Liens attach to the taxpayer's real property or personal property. If subcontractors and suppliers don't provide you with the notice, they lose the right to file a lien. You fill out a release-of-lien form, make the lien holder sign in front of a notary public and, then, you will file it at the county recorder’s office so you don’t lose your house. Below are various ways a person can remove a lien on real property. Whether the abuse is intentional, or a potential claimant just didn’t meet the strict statutory requirements to claim a valid enforceable lien, property owners or other interested parties may need to take steps to have an insufficient lien removed. In theory, you could lose your home to … If a bill goes unpaid, a lien -- or a legal claim on someone's property -- can be placed on your house to ensure future payment. This video explains the ways a lien can impact your property. But your lender might want more than your signature—they have very little leverage if you stop making payments. To pay off an HOA lien, the homeowner must make payment to the association in the amount of the delinquent assessments, plus interest and any applicable fees. Normally, if you have equity in your property, the tax lien is paid (in part or in whole depending on the equity) out of the sales proceeds at the time of closing. Settling your debt when there are liens on property is not always going to be straight forward. Paying your tax debt - in full - is the best way to get rid of a federal tax lien. Find out if there is a lien on your property through a title search. It is in your best interest to either avoid having the lien placed on your house in the first place or to pay it in full as quickly as possible.